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In-Store and Dining Cash Back work by letting you add Cash Back offers to a linked credit card. Any card information you share with Rakuten is held in a secure, encrypted environment and will never be exposed, sold or otherwise compromised.

In-Store Cash Back Terms & Conditions

Qualifying In-Store Cash Back cards

You can link most American Express cards, most Mastercard credit and debit cards, and most Visa credit and debit cards to your Rakuten account. In-Store Cash Back offers cannot currently be linked to other cards, including store cards that do not carry American Express, Mastercard or Visa logos. If you shop with more than one card, feel free to link multiple cards to your account.

Debit cards MUST be run as credit to earn Cash Back in store

To earn In-Store Cash Back with your debit card, be sure to run it as credit and sign for your purchase.

How to link a credit card to your account

1. Go to Linked Credit Cards.
2. Select Add Card and enter the card information.

Browse In-Store offers on our website or the Rakuten App. Remember to add offers before you shop!

Removing a credit card

1. Go to Linked Credit Cards.
2. Click Edit next to the card you’d like to remove.
3. Click Remove.

Learn How In-Store Cash Back works